uAnalyze™ is an industry first, state-of-the-art data mining and reporting tool that goes beyond traditional reporting tools as it enables users to:

• Evaluate and track the performance of their portfolios on a value basis
• Monitor the performance of predictive pricing models and any other models being used by the organization, including behavioural scoring
• Robust data mining capabilities with derived variable technology
• As with all DS solutions and analytics, it is securely accessible via the internet as a thin client application
• Standard reporting templates as well as user configured reports
• Comprehensive client specific data repository for every piece of data extracted in the decisioning process. No longer will you hear the excuse ‘that data is not available’
• Interfaces to standard reporting tools such as Microsoft Excel, PDF, and Access

Example: Seeing a drop in auto approvals this month? What do you do? What is the root cause of the problem? Is this a population stability issue, and, if so, in what product, sub product and market? Are the characteristics in your custom model performing as expected or out-of-sync? Or is one or a combination of credit bureau data elements causing the problem?

By using uAnalyze™, the above example can be drilled down to identify that three fraud alert codes for one product line in the eastern territory over a 3½ week period increased the fraud alert queues to go up by 2% and decreased overall auto approvals by .5%.

What next? Perhaps this information means a strategy configuration change or that a challenger strategy is in order.

'Turning Data into Knowledge' and, in turn, using acquired knowledge to optimize decision strategies increases overall profitability.