Decisioning Solutions partners with Technicost to offer its uDecide™ automated decisioning product to over two hundred Credit Union branches across Canada.

September 29, 2005 - Toronto, Ontario, Canada - A strategic partnership between Technicost and Decisioning Solutions means a new distinct competitive edge for Credit Unions across Canada. This partnership will merge Technicost's best-in-class Loan Origination System (LOS) with Decisioning Solutions' industry leading decisioning system to provide the users of Technicost's LOS with seamless, flexible automated decisioning.

This partnership will also eliminate costly integration efforts for individual Technicost customers and will provide Credit Unions and other financial institutions with means to obtain fully automated credit decisions.

"By completely automating credit application decisions, financial institutions can generate instant and accurate decisions specific to each institutions' unique policies," said Darren Perko, President and CEO at Decisioning Solutions. "Eliminating operating expenses and reducing processing time, while providing consistent and strategically driven decisions for all products and services are key to enhancing customer service and increasing profitability."

"We are very pleased to provide this additional functionality to our existing and prospective LOS customers," said Yvan Trepanier, President of Technicost Inc. "By incorporating Decisioning Solutions' uDecide™ to our LOS, there are no limits to the types of decisions available to our customer base. We believe uDecide™'s flexibility and functionality is setting new standards in today's marketplace. Our customers have asked for the best solution and via this new relationship we have delivered."

About Technicost, Inc.

For more than 20 years, Technicost Inc. has been providing credit and financial software to the financial community. Specialized in credit origination and management solutions, Technicost is the Canadian market leader in Loan Origination Systems and has credit union customers nationwide. The Technicost LOS is recognized for ease-of-use and connectivity to many banking systems, as well as providing support for a choice of integrated credit insurance options. The Technicost LOS is currently implemented in hundreds of credit union branches and is used daily by more than 600 loan professionals for evaluating the credit risk of mortgages, personal loans and lines of credit. For more information, visit www.technicost.com, or email info@technicost.com.

About Decisioning Solutions Inc.

Decisioning Solutions Inc., with its head office in Toronto, Ontario, Canada, provides organizations with industry-leading state-of-the-art customer decisioning and ancillary solutions for use throughout the customer lifecycle. The solutions are 100% customer administered and configured without IT or vendor involvement and deliver unparalleled flexibility and robust capabilities with extreme ease of implementation and configuration.

Decisioning Solutions offers application processing systems, decision retrieval tools, data mining/reporting tools, and predictive modeling solutions to empower the decision-making process from pre-acquisition to retention. Decisioning Solutions also provides customers with an array of sophisticated decisioning features such as unlimited champion/challenger, tri-score matrixing, derived variables and predictive model hosting.

Decisioning Solutions is changing the way companies make customer decisions by turning data into knowledge, knowledge into action, action into profit. Visit www.decisioningsolutions.com, or email info@decisioningsolutions.com