Decisioning Solutions announces a 5-year agreement with Envision Financial, the 3rd largest Credit Union in British Columbia, Canada.

July 29, 2005 - Toronto, Ontario, Canada – Decisioning Solutions, a leading provider of decision technology, is excited to announce a 5-year agreement with Envision Financial, the 3rd largest Credit Union in British Columbia, Canada. Envision Financial will use uDecide™ to perform automated auto finance decisions for auto dealers across British Columbia. Financing decisions can be accurately and consistently derived in milli-seconds and delivered back to the auto dealer via a secure internet connection without analyst intervention. "We are thrilled at the prospect of having instant financing decisions," said Ted Beninger, Assistant Vice President, Business Development, Envision Financial. "By eliminating our manual decision process, we can increase volume without increasing overhead. Decisioning Solutions came highly recommended and I now understand why."

"We are pleased to add another customer to our ever-growing client base," said Darren Perko, President and CEO, Decisioning Solutions Inc. "Envision Financial will now be able to optimize decision strategies without IT intervention, reducing their costs and decision turnaround time. Envision Financial's proven track record in the industry, coupled with the enhancement of Decisioning Solutions’ uDecide™, means a distinct competitive edge for Envision Financial in the marketplace."

About Envision Financial

Envision Financial is a leading financial services provider with 17 branches throughout B.C. Recognized as one of the 50 Best Employers in Canada by the Globe and Mail's Report on Business magazine for the third year running, Envision has $3.0 billion in assets under administration and a $4.6 billion book of business, nearly 750 staff and more than 80,000 members. For its extensive support of the community, Envision Financial is designated a Caring Company by Imagine Canada, formerly the Canadian Centre of Philanthropy. In 2004, Envision contributed over $1 million to non-profit organizations through various sponsorships, scholarships and donations. Visit www.envisionfinancial.com.

About Decisioning Solutions Inc.

Decisioning Solutions Inc., with its head office in Toronto, Ontario, Canada, provides organizations with industry-leading state-of-the-art customer decisioning and ancillary solutions for use throughout the customer lifecycle. The solutions are 100% customer administered and configured without IT or vendor involvement and deliver unparalleled flexibility and robust capabilities with extreme ease of implementation and configuration.

Decisioning Solutions offers application processing systems, decision retrieval tools, data mining/reporting tools, and predictive modeling solutions to empower the decision-making process from pre-acquisition to retention. Decisioning Solutions also provides customers with an array of sophisticated decisioning features such as unlimited champion/challenger, tri-score matrixing, derived variables and predictive model hosting.

Decisioning Solutions is changing the way companies make customer decisions by turning data into knowledge, knowledge into action, action into profit. Visit www.decisioningsolutions.com, or email info@decisioningsolutions.com